:root {
  --bg-base:       #0a0c10;
  --bg-surface:    #111318;
  --bg-raised:     #181b22;
  --bg-glass:      rgba(255,255,255,0.04);
  --bg-glass-hov:  rgba(255,255,255,0.07);

  --accent-primary: #6c8fff;
  --accent-glow:    #6c8fff40;
  --accent-green:   #3dffa0;
  --accent-red:     #ff5f6d;
  --accent-amber:   #ffc94d;
  --accent-purple:  #b48fff;

  --truist-color:   #5dade2;
  --bofa-color:     #e74c3c;
  --chase-color:    #f39c12;
  --wells-color:    #e67e22;
  --pnc-color:      #8e44ad;
  --fifth-color:    #27ae60;

  --text-primary:   #f0f2f8;
  --text-secondary: #8b90a7;
  --text-muted:     #555a6e;

  --border:        rgba(255,255,255,0.08);
  --border-bright: rgba(255,255,255,0.15);

  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --radius-xl: 28px;

  --font:      'Inter', sans-serif;
  --font-mono: 'DM Mono', monospace;

  --transition: 0.22s cubic-bezier(0.4, 0, 0.2, 1);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  background: var(--bg-base);
  color: var(--text-primary);
  line-height: 1.6;
  overflow-x: hidden;
}

a { color: var(--accent-primary); text-decoration: none; }
a:hover { opacity: 0.8; }
strong { color: var(--text-primary); }

.container {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 32px;
}

.mt-32 { margin-top: 32px; }

/* nav */

.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  background: rgba(10,12,16,0.85);
  backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border);
}

.nav-inner {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 32px;
  height: 60px;
  display: flex;
  align-items: center;
  gap: 32px;
}

.nav-brand {
  display: flex; align-items: center; gap: 10px;
  font-weight: 700; font-size: 0.95rem;
  white-space: nowrap;
}

.nav-logo {
  width: 28px; height: 28px;
  background: var(--accent-primary);
  color: #fff;
  border-radius: 6px;
  display: flex; align-items: center; justify-content: center;
  font-size: 0.85rem; font-weight: 800;
  flex-shrink: 0;
}

.nav-links {
  display: flex; gap: 4px; flex: 1;
}

.nav-link {
  color: var(--text-secondary);
  font-size: 0.875rem; font-weight: 500;
  padding: 6px 12px; border-radius: var(--radius-sm);
  transition: var(--transition);
}

.nav-link:hover,
.nav-link.active {
  color: var(--text-primary);
  background: var(--bg-glass);
}

.nav-badge {
  display: flex; align-items: center; gap: 7px;
  font-size: 0.78rem; color: var(--accent-green);
  font-weight: 500; white-space: nowrap;
  background: rgba(61,255,160,0.08);
  padding: 5px 12px; border-radius: 99px;
  border: 1px solid rgba(61,255,160,0.2);
}

.badge-dot {
  width: 7px; height: 7px; border-radius: 50%;
  background: var(--accent-green);
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50%       { opacity: 0.4; transform: scale(0.8); }
}

/* hero */

.hero {
  position: relative;
  padding: 140px 0 100px;
  overflow: hidden;
}

.hero-bg {
  position: absolute; inset: 0; z-index: 0;
  background:
    radial-gradient(ellipse 80% 60% at 20% 40%, rgba(108,143,255,0.12) 0%, transparent 60%),
    radial-gradient(ellipse 60% 50% at 80% 20%, rgba(180,143,255,0.08) 0%, transparent 55%),
    radial-gradient(ellipse 50% 40% at 50% 100%, rgba(61,255,160,0.05) 0%, transparent 60%);
}

.hero .container { position: relative; z-index: 1; }

.hero-label {
  font-size: 0.8rem; font-weight: 600;
  letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--accent-primary); margin-bottom: 20px;
}

.hero-title {
  font-size: clamp(2.4rem, 5vw, 4rem);
  font-weight: 800; line-height: 1.1;
  margin-bottom: 20px;
}

.gradient-text {
  background: linear-gradient(135deg, var(--accent-primary) 0%, var(--accent-purple) 50%, var(--accent-green) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero-sub {
  font-size: 1.1rem; color: var(--text-secondary);
  max-width: 660px; margin-bottom: 56px;
  line-height: 1.75;
}

.hero-sub strong { color: var(--text-primary); }

.hero-stats {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 20px; max-width: 900px;
}

.hero-stat {
  background: var(--bg-glass);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 24px 28px;
  backdrop-filter: blur(10px);
  transition: var(--transition);
}

.hero-stat:hover {
  border-color: var(--border-bright);
  background: var(--bg-glass-hov);
  transform: translateY(-2px);
}

.hero-stat-num {
  font-size: 2rem; font-weight: 800;
  line-height: 1; margin-bottom: 6px;
  font-variant-numeric: tabular-nums;
}

.hero-stat-label {
  font-size: 0.8rem; color: var(--text-secondary); font-weight: 500;
}

/* sections */

.section { padding: 100px 0; }
.section-alt { background: var(--bg-surface); }

.section-header { max-width: 680px; margin-bottom: 56px; }

.section-tag {
  font-size: 0.75rem; font-weight: 600;
  letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--accent-primary); margin-bottom: 12px;
}

.section-title {
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 800; line-height: 1.15;
  margin-bottom: 16px;
}

.section-sub {
  color: var(--text-secondary); font-size: 1rem; line-height: 1.75;
}

/* complaint cards */

.cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(170px, 1fr));
  gap: 16px; margin-bottom: 40px;
}

.bank-card {
  background: var(--bg-raised);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 20px;
  transition: var(--transition);
  position: relative; overflow: hidden;
}

.bank-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0;
  height: 3px;
}

.bank-card.truist::before { background: var(--truist-color); }
.bank-card.bofa::before   { background: var(--bofa-color); }
.bank-card.chase::before  { background: var(--chase-color); }
.bank-card.wells::before  { background: var(--wells-color); }
.bank-card.pnc::before    { background: var(--pnc-color); }
.bank-card.fifth::before  { background: var(--fifth-color); }

.bank-card:hover {
  border-color: var(--border-bright);
  transform: translateY(-3px);
  box-shadow: 0 12px 40px rgba(0,0,0,0.3);
}

.bank-card-name {
  font-size: 0.75rem; font-weight: 600;
  text-transform: uppercase; letter-spacing: 0.08em;
  color: var(--text-secondary); margin-bottom: 10px;
}

.bank-card-num {
  font-size: 1.6rem; font-weight: 800;
  line-height: 1; margin-bottom: 4px;
  font-variant-numeric: tabular-nums;
}

.bank-card-sub { font-size: 0.72rem; color: var(--text-muted); }

/* chart boxes */

.chart-duo {
  display: grid; grid-template-columns: 1fr 1fr; gap: 24px;
}

.chart-box {
  background: var(--bg-raised);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px 28px 24px;
}

.chart-header { margin-bottom: 28px; }
.chart-title { font-size: 1rem; font-weight: 700; margin-bottom: 6px; }
.chart-desc  { font-size: 0.82rem; color: var(--text-secondary); }

/* bar chart */

.bar-chart { display: flex; flex-direction: column; gap: 14px; }

.bar-row {
  display: grid;
  grid-template-columns: 90px 1fr 70px;
  align-items: center; gap: 12px;
}

.bar-label {
  font-size: 0.78rem; font-weight: 600;
  color: var(--text-secondary); text-align: right;
}

.bar-track {
  height: 22px;
  background: rgba(255,255,255,0.05);
  border-radius: 6px; overflow: hidden;
}

.bar-fill {
  height: 100%; border-radius: 6px;
  transition: width 1.2s cubic-bezier(0.4, 0, 0.2, 1);
  position: relative;
}

.bar-fill::after {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(90deg, rgba(255,255,255,0) 0%, rgba(255,255,255,0.15) 100%);
}

.bar-value {
  font-size: 0.78rem; font-weight: 700;
  font-family: var(--font-mono);
}

/* donut */

.donut-layout {
  display: flex; align-items: center; gap: 40px; flex-wrap: wrap;
}

#donut-chart { flex-shrink: 0; }

.donut-legend { flex: 1; min-width: 200px; }

.legend-item {
  display: flex; align-items: center; gap: 10px; margin-bottom: 14px;
}

.legend-dot { width: 12px; height: 12px; border-radius: 3px; flex-shrink: 0; }
.legend-label { font-size: 0.83rem; color: var(--text-secondary); flex: 1; }
.legend-pct { font-size: 0.83rem; font-weight: 700; font-family: var(--font-mono); }

/* insight box */

.insight-box {
  margin-top: 32px;
  background: linear-gradient(135deg, rgba(108,143,255,0.08) 0%, rgba(180,143,255,0.05) 100%);
  border: 1px solid rgba(108,143,255,0.25);
  border-radius: var(--radius-lg);
  padding: 24px 28px;
}

.insight-body { font-size: 0.92rem; color: var(--text-secondary); line-height: 1.7; }
.highlight { color: var(--accent-amber); font-weight: 600; }

/* app cards */

.app-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 20px; margin-bottom: 40px;
}

.app-card {
  background: var(--bg-raised);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 24px;
  transition: var(--transition);
}

.app-card:hover {
  border-color: var(--border-bright);
  transform: translateY(-3px);
  box-shadow: 0 16px 48px rgba(0,0,0,0.35);
}

.app-card-bank {
  font-size: 0.72rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.1em;
  color: var(--text-muted); margin-bottom: 14px;
}

.app-card-stars {
  font-size: 1.8rem; font-weight: 800;
  line-height: 1; margin-bottom: 4px;
}

.star-visual { display: flex; gap: 2px; margin-bottom: 10px; }
.star { font-size: 14px; font-weight: 700; }

.app-card-reviews { font-size: 0.75rem; color: var(--text-muted); margin-bottom: 4px; }

.app-card-jdpower {
  display: inline-block;
  margin-top: 6px;
  font-size: 0.68rem; padding: 3px 8px;
  background: rgba(61,255,160,0.1);
  color: var(--accent-green);
  border-radius: 4px; font-weight: 600;
}

/* stacked chart */

.stacked-chart { display: flex; flex-direction: column; gap: 16px; }

.stacked-row {
  display: grid; grid-template-columns: 100px 1fr; align-items: center; gap: 16px;
}

.stacked-label { font-size: 0.8rem; font-weight: 600; color: var(--text-secondary); text-align: right; }

.stacked-bars { display: flex; height: 28px; border-radius: 6px; overflow: hidden; gap: 2px; }

.stacked-seg {
  height: 100%;
  transition: width 1.2s cubic-bezier(0.4,0,0.2,1);
  display: flex; align-items: center; justify-content: center;
  font-size: 0.65rem; font-weight: 700;
  color: rgba(255,255,255,0.85);
  overflow: hidden;
}

.seg-five  { background: var(--accent-green); }
.seg-four  { background: #2ecc71; }
.seg-three { background: var(--accent-amber); }
.seg-two   { background: #e67e22; }
.seg-one   { background: var(--accent-red); }

.stacked-legend {
  display: flex; gap: 16px; margin-top: 16px; flex-wrap: wrap;
}

.legend-seg { display: flex; align-items: center; gap: 6px; font-size: 0.75rem; color: var(--text-secondary); }
.legend-swatch { width: 10px; height: 10px; border-radius: 2px; }

/* theme cards */

.theme-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 20px; margin-top: 40px;
}

.theme-card {
  border-radius: var(--radius-lg);
  padding: 24px;
  border: 1px solid var(--border);
  transition: var(--transition);
}

.theme-card:hover { transform: translateY(-2px); border-color: var(--border-bright); }
.theme-negative { background: rgba(255,95,109,0.06); border-color: rgba(255,95,109,0.2); }
.theme-positive { background: rgba(61,255,160,0.05); border-color: rgba(61,255,160,0.18); }
.theme-neutral  { background: var(--bg-raised); }

.theme-title  { font-size: 1rem; font-weight: 700; margin-bottom: 4px; }
.theme-volume { font-size: 0.72rem; font-weight: 600; color: var(--text-muted); margin-bottom: 12px; text-transform: uppercase; letter-spacing: 0.07em; }
.theme-desc   { font-size: 0.85rem; color: var(--text-secondary); line-height: 1.65; margin-bottom: 14px; }
.theme-banks  { display: flex; gap: 6px; flex-wrap: wrap; }

.bank-tag {
  font-size: 0.7rem; font-weight: 600;
  padding: 3px 8px; border-radius: 4px;
  background: rgba(255,255,255,0.07);
  color: var(--text-secondary);
}

.bank-tag.truist   { background: rgba(93,173,226,0.15); color: var(--truist-color); }
.bank-tag.positive { background: rgba(61,255,160,0.12); color: var(--accent-green); }

/* opportunity matrix */

.matrix-container {
  background: var(--bg-raised);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 32px;
}

.matrix-header { margin-bottom: 12px; }

.matrix-axis-y {
  font-size: 0.72rem; color: var(--text-muted);
  text-transform: uppercase; letter-spacing: 0.08em;
}

.matrix-canvas {
  position: relative;
  width: 100%; height: 420px;
  background: linear-gradient(135deg, rgba(108,143,255,0.03) 0%, rgba(255,95,109,0.03) 100%);
  border-radius: var(--radius-md);
  border: 1px solid var(--border);
  overflow: hidden;
}

.matrix-axis-x {
  font-size: 0.72rem; color: var(--text-muted);
  text-transform: uppercase; letter-spacing: 0.08em;
  margin-top: 12px; text-align: center;
}

.matrix-quadrant {
  position: absolute;
  font-size: 0.65rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.08em;
  padding: 10px 14px; opacity: 0.4;
}

.matrix-dot {
  position: absolute;
  border-radius: 50%;
  transform: translate(-50%, -50%);
  cursor: pointer;
  transition: var(--transition);
  border: 2px solid rgba(255,255,255,0.3);
  box-shadow: 0 0 12px currentColor;
}

.matrix-dot:hover { transform: translate(-50%, -50%) scale(1.5); }

.matrix-dot-label {
  position: absolute;
  font-size: 0.65rem; font-weight: 600;
  white-space: nowrap; color: var(--text-secondary);
  transform: translate(-50%, -200%);
  background: var(--bg-raised);
  padding: 3px 7px; border-radius: 4px;
  border: 1px solid var(--border);
  pointer-events: none;
}

/* RICE table */

.rice-table-wrap { overflow-x: auto; }

.rice-table {
  width: 100%; border-collapse: collapse; font-size: 0.82rem;
}

.rice-table th {
  text-align: left; padding: 10px 14px;
  font-size: 0.72rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.07em;
  color: var(--text-muted);
  border-bottom: 1px solid var(--border);
}

.rice-table td {
  padding: 13px 14px;
  border-bottom: 1px solid rgba(255,255,255,0.04);
  color: var(--text-secondary);
  vertical-align: middle;
}

.rice-table tr:last-child td { border-bottom: none; }
.rice-table tr:hover td { background: var(--bg-glass); color: var(--text-primary); }

.rice-opp { font-weight: 600; color: var(--text-primary) !important; }
.rice-score-col { text-align: right; }

.rice-score {
  font-size: 1rem; font-weight: 800;
  font-family: var(--font-mono);
  color: var(--accent-primary);
}

.rice-badge {
  display: inline-flex; align-items: center;
  font-size: 0.7rem; font-weight: 700;
  padding: 3px 9px; border-radius: 4px;
  text-transform: uppercase; letter-spacing: 0.05em;
}

.rice-badge.p0 { background: rgba(255,95,109,0.15); color: var(--accent-red); }
.rice-badge.p1 { background: rgba(255,201,77,0.15); color: var(--accent-amber); }
.rice-badge.p2 { background: rgba(61,255,160,0.1);  color: var(--accent-green); }

.source-tag {
  font-size: 0.68rem; padding: 2px 7px; border-radius: 4px;
  background: rgba(255,255,255,0.06); color: var(--text-muted);
}

/* roadmap */

.roadmap-timeline {
  display: flex; flex-direction: column;
  position: relative;
}

.roadmap-timeline::before {
  content: '';
  position: absolute; left: 171px; top: 0; bottom: 0;
  width: 2px; background: var(--border); z-index: 0;
}

.roadmap-horizon { margin-bottom: 48px; }

.roadmap-h-header {
  display: grid; grid-template-columns: 160px auto;
  gap: 28px; align-items: flex-start;
  margin-bottom: 20px; position: relative; z-index: 1;
}

.roadmap-h-tag { text-align: right; padding-right: 20px; }

.roadmap-h-label {
  font-size: 0.65rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.1em;
  color: var(--text-muted); margin-bottom: 4px;
}

.roadmap-h-period { font-size: 1rem; font-weight: 800; }

.roadmap-h-theme {
  font-weight: 700; font-size: 0.95rem;
}

.roadmap-dot-line {
  position: relative; padding-left: 28px;
}

.roadmap-dot-line::before {
  content: '';
  position: absolute; left: -7px; top: 50%;
  transform: translateY(-50%);
  width: 16px; height: 16px; border-radius: 50%;
  background: var(--accent-primary);
  border: 3px solid var(--bg-base);
  box-shadow: 0 0 0 3px var(--accent-glow);
  z-index: 2;
}

.roadmap-items {
  display: flex; flex-direction: column; gap: 12px;
  padding-left: 28px;
}

.roadmap-item {
  background: var(--bg-raised);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 16px 20px;
  display: grid; grid-template-columns: 1fr auto;
  gap: 16px; align-items: center;
  transition: var(--transition);
  margin-left: 12px;
}

.roadmap-item:hover {
  border-color: var(--border-bright);
  transform: translateX(4px);
}

.roadmap-item-title { font-size: 0.9rem; font-weight: 700; margin-bottom: 4px; }
.roadmap-item-desc  { font-size: 0.78rem; color: var(--text-secondary); line-height: 1.5; }
.roadmap-item-meta  { text-align: right; white-space: nowrap; }

.roadmap-item-effort {
  font-size: 0.7rem; color: var(--text-muted); margin-bottom: 4px; font-weight: 600;
}

.roadmap-item-impact {
  font-size: 0.68rem; padding: 2px 7px; border-radius: 4px; font-weight: 700;
}

.impact-high { background: rgba(61,255,160,0.1); color: var(--accent-green); }
.impact-med  { background: rgba(255,201,77,0.1);  color: var(--accent-amber); }

/* POV box */

.pov-box {
  margin-top: 56px;
  background: linear-gradient(135deg, rgba(108,143,255,0.06) 0%, rgba(180,143,255,0.04) 100%);
  border: 1px solid rgba(108,143,255,0.2);
  border-radius: var(--radius-xl);
  padding: 40px 44px;
}

.pov-header { margin-bottom: 24px; }

.pov-tag {
  display: inline-block;
  font-size: 0.7rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.12em;
  color: var(--accent-primary);
  background: rgba(108,143,255,0.12);
  padding: 4px 10px; border-radius: 4px;
  margin-bottom: 10px;
}

.pov-header h3 { font-size: 1.4rem; font-weight: 800; }

.pov-body p {
  font-size: 0.92rem; color: var(--text-secondary);
  line-height: 1.8; margin-bottom: 14px;
}

.pov-metrics {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 24px; margin-top: 32px;
  padding-top: 32px; border-top: 1px solid var(--border);
}

.pov-metric-num {
  display: block;
  font-size: 2rem; font-weight: 800;
  color: var(--accent-primary); line-height: 1; margin-bottom: 6px;
}

.pov-metric-label { font-size: 0.78rem; color: var(--text-secondary); line-height: 1.5; }

/* methodology */

.method-box {
  margin-top: 40px;
  background: var(--bg-raised);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 32px 36px;
}

.method-box h4 {
  font-size: 0.75rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.1em;
  color: var(--text-muted); margin-bottom: 24px;
}

.method-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 28px;
}

.method-item strong { display: block; font-size: 0.85rem; margin-bottom: 6px; }
.method-item p { font-size: 0.78rem; color: var(--text-secondary); line-height: 1.65; }

.method-item code {
  font-family: var(--font-mono); font-size: 0.72rem;
  background: rgba(255,255,255,0.07); padding: 1px 5px; border-radius: 3px;
  color: var(--accent-primary);
}

/* footer */

.footer {
  border-top: 1px solid var(--border);
  padding: 32px 0;
}

.footer-inner {
  display: flex; justify-content: space-between; align-items: center;
  flex-wrap: wrap; gap: 16px;
}

.footer-brand {
  display: flex; align-items: center; gap: 10px;
  font-size: 0.85rem; font-weight: 600; color: var(--text-secondary);
}

.footer-meta { font-size: 0.78rem; color: var(--text-muted); }

/* scroll animations */

.fade-in {
  opacity: 0; transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.fade-in.visible { opacity: 1; transform: translateY(0); }

/* responsive */

@media (max-width: 768px) {
  .nav-links { display: none; }
  .hero { padding: 100px 0 60px; }
  .section { padding: 64px 0; }
  .container { padding: 0 20px; }
  .chart-duo { grid-template-columns: 1fr; }
  .pov-box { padding: 28px 24px; }
  .roadmap-timeline::before { left: 140px; }
  .roadmap-h-header { grid-template-columns: 130px auto; }
}

::-webkit-scrollbar { width: 8px; height: 8px; }
::-webkit-scrollbar-track { background: var(--bg-base); }
::-webkit-scrollbar-thumb { background: var(--border-bright); border-radius: 4px; }
::-webkit-scrollbar-thumb:hover { background: rgba(255,255,255,0.25); }